Dependent Care FSA Eligible Expenses

What is a dependent care FSA? Watch the video.

As of March 11, 2021, the American Rescue Plan Act (ARPA) allows for the maximum contribution for dependent care FSAs of $10,500/year (up from $5,000) per family or $5,250/year (up from $2,500) for married, filing separately. Check with your employer to see which maximum amount applies to you for the calendar year 2021. 

Cover expenses for your child/dependent

If you’re enrolled in a dependent care flexible spending account (DCFSA), you can use your pre-tax funds to cover expenses for your child/dependent under the age of 13, as well as adult dependents (based on dependents you claim on your tax returns) for dependent care while you or your spouse work or look for work.

Eligible dependent care expenses >
  • Licensed day care providers
  • Qualifying care for dependent adults
  • Pre-school or nursery school
  • Day camp (summer or holiday)
  • Late-stay fees
  • Private sitter
  • Before school or after school care
Ineligible dependent care expenses >
For a full definition of “dependent” and examples of eligible dependent care options, visit the IRS 503 publication.

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